Explore 10 lenders and select your ideal online loan offer

Details about the lending institutions

Fino.lk - S F Group (PRIVATE) LIMITED

Address: No 47, Alexandra Place, Colombo 7, Sri Lanka

Phone number: +94 117 750 300

E-mail: info@fino.lk

Max APR: 15%

Term: 62 days - 1 year

Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%.

Soso.lk - SOSO

Address: Sri Lanka

Phone number: -

E-mail: info@soso.lk

Max APR: 365%

Term: 3 months - 1 year

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Credify.lk - CREDIFY

Address: Sri Lanka

Phone number: -

E-mail: info@credify.lk

Max APR: 365%

Term: 3 months - 1 year

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Ceyloan.lk - CEYLOANTECH LANKA (PRIVATE) LTD

Address: No 25, Simon Hewavitharana Road, Colombo 3, Sri Lanka

Phone number: +94 114 279 800

E-mail: help@ceyloan.lk

Max APR: 182.5%

Term: 3 months - 6 months

Loan of RS 5 000 for 3 months, monthly payment RS 2 425 total amount RS 7 275, annual percentage rate APR 182.5%.

Loanplus.lk - AIS IT CONSULTING SERVICES (PRIVATE) LTD

Address: 47 Alexandra Place, Colombo 7

Phone number: +94 114 411 122

E-mail: info@loanplus.lk

Max APR: 200.02%

Term: 62 days - 3 months

Loan of RS 10 000 for 3 months, monthly payment RS 6 633 total amount RS 19 900, annual percentage rate APR 198%.

Soscredit.lk - SOSCREDIT

Address: Sri Lanka

Phone number: -

E-mail: info@soscredit.lk

Max APR: 365%

Term: 3 months - 1 year

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Cashx.lk - A V BUSINESS SOLUTIONS (PRIVATE) LTD

Address: 47 Alexandra Pl, Colombo 00700

Phone number: +94 117 474 111

E-mail: info@cashx.lk

Max APR: 216.12%

Term: 62 days - 3 months

Loan of RS 5 000 for 3 months, monthly payment RS 1 650 total amount RS 9 950, annual percentage rate APR 216.12%.

Loanme.lk - FINTECHH SOFTWARE SOLUTIONS (PRIVATE) LTD

Address: 321, Galle Road, Colombo 03

Phone number: +94 117 877 555

E-mail: info@loanme.lk

Max APR: 13.68%

Term: 3 months - 6 months

Loan of RS 25 000 for 6 months, monthly payment RS 6 750, total amount RS 40 500, annual percentage rate APR 13.68%.

Lotusloan.lk - ZEPHYR SOLUTIONS (PRIVATE) LTD

Address: 7, 1/1 Cotta Terrace, Colombo 00800

Phone number: +94 117 821 444

E-mail: info@lotus.loan

Max APR: 12%

Term: 3 months

Loan of RS 30 000 for 4 months, monthly payment RS 12 068.50, total amount RS 48 274, annual percentage rate APR 12%.

Oncredit.lk - ONCREDIT (PRIVATE) LTD

Address: 106, Dharmapala Mawatha, Colombo 07

Phone number: +94 117 811 555

E-mail: info@oncredit.lk

Max APR: 16%

Term: 4 months - 6 months

Loan of RS 5 000 for 3 months, monthly payment RS 2 867, total amount RS 8 601, annual percentage rate APR 16%.

Online loan with zaimionline.com: Seize the power of choice, speed and convenience! 

Step into the world of hassle-free online loans, available 24/7, at zaimionline.com! Experience the ultimate convenience and simplicity as we bring together a curated selection of top lenders in Sri Lanka, all competing to offer you their best online loan options. 

At zaimionline.com, we believe in empowering you to make intelligent financial choices. With our user-friendly tools and valuable insights, you'll be equipped to find the perfect loan that suits your needs. 

Discover a stress-free process with no paperwork or lengthy waits. Get quick approvals and receive funds directly to your card in just minutes. It's so easy, you'll wonder why you didn't try it sooner! 

Zaimionline.com - your go-to platform for finding the best online loans. Let us guide you as you take control of your financial future, one step at a time. Don't wait - the perfect loan is just a click away! 

Embrace the multitude of benefits that online loans bring to the table: 

Step into the world of hassle-free loans with zaimionline.com: 

  • Lightning-Fast Access: Gain access to much-needed funds in the blink of an eye with rapid online loan approvals, so you can tackle your financial needs without delay. 
  • Effortless Convenience: Say goodbye to tedious paperwork and long queues! The online loan application process allows you to apply from the comfort of your home, at your convenience, saving you time and hassle. 
  • Tailored to You: Enjoy the freedom to customize your loan according to your unique needs. Choose the loan amount and term that fits your requirements and create a repayment plan that aligns perfectly with your financial goals. 
  • Transparent and Fair: The lenders presented on our web platform believe in honesty and transparency. Clear terms and fair conditions ensure you know exactly what to expect, with no hidden fees or surprises. 
  • Inclusive Opportunity: All borrowers are welcome, your credit background isn’t a decisive factor. Online loans provide opportunities for everyone to secure the financial assistance they need to move forward. 
  • Security You Can Trust: Rest assured that your personal and financial information is safe and secure with robust security measures, so you can focus on what matters most. 
  • Dedicated Support: Friendly customer support team is here to assist you every step of the way. If you have any questions or concerns, help is just a call or message away. 

What factors should you consider while selecting an online loan? 

Zaimionline.com is your one-stop destination for vital information about financial institutions and top online loan options in Sri Lanka. We are dedicated to helping potential borrowers discover the perfect match for their needs. 

When making your decision, consider these essential factors: 

  • Loan Amount: Determine the precise sum you require to achieve your goals. Our lenders typically offer loan amounts ranging from 1000 Rs to 100 000 Rs. 

  • Loan Repayment Term: Select a comfortable repayment period that fits your financial situation. You can repay a loan in a period from 5 days up to 1 year. 

Additionally, pay close attention to the offered interest rate. As a first-time client, you might have the opportunity to access your first online loan at a 0% interest rate. However, keep in mind that the maximum annual percentage rate, reflecting your future loan expenses, can reach up to 5261%.  

Let's delve into a loan calculation example to gain clarity. Imagine you need an online loan of RS 50 000, repayable over 6 months. Each month, you'll make a manageable instalment of RS 8 948, and at the end of the term, the total repayment will be RS 53 688, including a fee of RS 3 688. The annual percentage rate (APR) for this scenario is 15%. 

At zaimionline.com, we are here to empower you with the knowledge you need to make informed borrowing decisions. Compare, choose wisely, and embark on your financial journey with confidence! 

Sri Lanka lenders are known for their exceptional loyalty when it comes to borrower requirements: 

Online loans in Sri Lanka cater to a diverse audience and offer relatively flexible requirements, making them accessible to many individuals. The eligibility criteria are generally lenient and include: being an individual aged 20 to 80, providing valid NIC details, and having a valid bank account or functioning bank card for disbursement realization. Providing a phone number and email is crucial for smooth communication during the loan process. 

Having a stable income and positive credit history can significantly increase your chances of loan approval. Demonstrating your financial reliability instils confidence in the lender, making them more likely to approve your application. On the other hand, existing financial commitments may impact your eligibility for a new loan. 

To ensure a successful application, accuracy and honesty are key. Provide only precise and truthful information in your online loan application. 

Keep in mind that each lending institution may have its own unique criteria, so it's essential to explore specific borrower requirements on the lender's website before applying. With these tips in mind, you can confidently navigate through the online loan options and find the perfect match for your financial needs. 

Timely loan repayment serves as the pillar of financial stability for borrowers 

Unlock the path to successful loan repayment with these savvy strategies: 

  • Stay organized: Keep track of payment dates on your calendar or automate payments through Internet banking for seamless transactions. 
  • Be proactive: Make payments ahead of schedule to ensure funds reach your lender promptly. 
  • Communicate openly: If unexpected challenges arise, reach out to your lender immediately and request a loan extension to safeguard your creditworthiness. 
  • Address challenges swiftly: Tackle repayment hurdles promptly to avoid potential consequences like dealing with collection agencies. 

By implementing these smart approaches, you pave the way for a smooth financial journey and a bright credit future, opening doors to new opportunities. Remember, your sage choices today define your financial success tomorrow! 

 

While we aren't a microfinance institution and don't offer loans, zaimionline.com is your one-stop destination for loan comparison. Explore various microfinance options from trusted lenders, ensuring you find the perfect loan solution that suits your unique needs.